Seems like the obvious solution if you want to save money.

Buy a house because you want to live in it, not because you think it might be a "good investment".

Everyone doesn't.

But a lot of them are motivated to post.

>What can I do?

Sell the car for as much as you can get, and pay off the remaining loan balance.

But you wrote "I am done sharing with roommates" so I'm assuming you have already ruled that out?

>Is spending ~2.8k pm on single bedroom units okay

Seems like a lot. It's up to you.

What are your alternatives?

No proof.

That's unfortunate.

>Why would they need/want our DL information?

Why haven't you asked them?

This all sounds like a terrible idea to me.

>they confirmed that the equipment was picked up when I contacted them after being charged the first time.

In writing?

>Honestly I just like the idea of having a higher salary. But my work life balance and car is going to take a hit.

Is "work life balance" worth $18k each year to you?

​

>My parents don't want me to move out.

Does the $60k salary allow you to move out? Do you want to move out?

Seems like you are young. Seems like a 42% increase would be worthwhile, particularly if it helps further your career. But it's an individual decision.

>Salary: 175,000
>
>Employer Match: 100% up to 9,000 annually

​

What was your prior salary?

Presumably, you were able to live on the prior amount, and you certainly should contribute 9,000 so you get the full match.

Consider contributing up to (175,000 - prior salary).

>Would it be the correct thing to do for me to declare bankruptcy

The correct thing is to get a second job and pay your debts.

​

>Mortgage - 3800

Consider selling and living in a place you can afford.

>Should I submit this info or not?

If you actually want the job, you should submit this information. Otherwise it's your choice.

>Should we consider getting a prenup even though neither of us have any assets or wealth?

What do you imagine would be the benefit of this prenup? What would it protect?

Do you know and share each others' long term financial goals?

>I feel like I just need someone to tell me to just sell the F-ing house

Just sell the F-ing house.

Have you ever been a landlord? Do you really want a second job being a landlord now? Do you know what a house in an increasing crime neighborhood with shootings will rent for? Do you know the occupancy rate for that neighborhood?

Don't take a loan from your 401k.

And if you must, don't take more than you absolutely need.

>The thing is, I really hate working.

If you don't want to work, don't buy a house.

Keep your lifestyle as cheap as possible.

If you care about money, always pay off the debt with the highest interest rate while paying the minimum on all others.

If you don't care about money, do whatever brings you the most joy.

​

>Dave Ramsey says to pay the smallest debt first

Dave Ramsey says a lot of stupid things. He also says you can expect to get a 12% return on investments.

He does this to encourage people to save and invest. I applaud the goals. It's a shame he feels the need to lie in order to encourage his listeners. I prefer to tell people the truth.

> it only has 38k miles on it. I drive less than 2k a year
>
>
>
>Would you suggest just taking on the $400-600 monthly payment of a new vehicle or stick with what I have?

I would suggest keeping the car you have.

Spend as much as you like. It appears that you can afford it.

Figure out what your expenses will be. Then find a job that can pay those expenses.

Being financially independent from your family is that simple.

​

>a car that is in my fathers name

I assume you will buy this car from your father?

Why not keep it in a high yield savings account, earn a little interest, then pay the debt down once actually required?

Why pay something today, when it costs you nothing to wait?

Just make sure you have the money when the time comes.

>What is the best approach for paying off my student loans.

Once the pause ends, pay off the highest rate debt first, while paying the minimum on all others.