My wife keeps saying we should get a heat pump. I had no idea it was $20k installed. Seems like with the increased electricity cost and the purchase/install costs, it would take a long time to make your money back in not using oil or propane heat?

Exactly

Saying it’s a “January thaw” would suggest that we’ve already had winter at this point. A couple snowfalls here and there through December, with most of it melting in between, is not typical winter weather if you look back 20-30 years and more. Unless you’re up in elevation, or in the NEK, there is no snowpack or accumulation right now. Looking out the window, this could be a rainy day in April. Zero white stuff. Most lakes aren’t even frozen yet. This is no January Thaw.