I imagine it varies but I’ve never had a major credit card company require me to file a police report and have always had them immediately reimburse me the amount. If they care enough to track down the issue (a high enough threshold), they usually investigate it themselves and get the money from the vendor or elsewhere.

Even if you don’t intend to get them in trouble, the manager could easily figure out who was working if you called in and gave them info on your transaction.

The only question I’d ask the restaurant is if they have your card there in the lost and found as it’s the last place you used if/saw it.

If you haven’t already when they informed you of fraudulent charges, report it to your credit card company lost/stolen, dispute the charges you didn’t make, and get that card cancelled/a new one reissued. Your credit card company is your best bet here.

The police definitely won’t do anything for a lost/stolen credit card. They won’t do anything for break-ins, robberies, shootings, murder…so yeah.

Are my reading comprehension skills deteriorating? I cannot parse this headline 🫣