ImplicitEmpiricism t1_ja8zpcu wrote on February 27, 2023 at 6:57 PM

Reply to comment by cheezemeister_x in Do I need to replace my deck joists? by RobotKevinSpacey

Yeah, I have a ground level deck and after ten years two joists have minor rot. Okay for now but will probably need to replace in the 2030s.

ImplicitEmpiricism t1_j1culqb wrote on December 23, 2022 at 10:22 AM

Reply to Gerda Weissman Klein was one of only 120 survivors of a 350 mile Death March during the Holocaust; it began with over 4,000 people. In this clip she tells of the last time she ever saw her father, and credits her survival to the intuitive last words he spoke to her. by asday515

There is some joy in the end of this documentary, as Gerda’s work camp was liberated by a Jewish American GI who she later fell in love with and married.

ImplicitEmpiricism t1_iuhvrm3 wrote on October 31, 2022 at 1:38 PM

Reply to Should we get married to file jointly? by Leash423

If you’re married at 11:59 pm on December 31 you’re married for the full year.

Get both your tax forms for last year and a copy of TurboTax and rerun the numbers as if you were married. If you’re just W2 employees do the same thing this year with your most recent pay stub. If it saves you money and you’re comfortable no one will call off the wedding, just do it.

My wife and I did something similar. We had a wedding planned for June, I ran the numbers in November and realized it would save us $9000 in taxes if we got married before the end of the year. We had a small civil ceremony after Christmas with our family in attendance, then did the real wedding the following summer. Used the tax refund for our honeymoon.

ImplicitEmpiricism t1_iudrxzz wrote on October 30, 2022 at 3:50 PM

Reply to [i ate] Whitstable oysters with Tabasco, lemon and black pepper by qwertygolf

and looks like sherry vinegar with shallots?

ImplicitEmpiricism t1_iudr08l wrote on October 30, 2022 at 3:44 PM

Reply to cosign for first house by [deleted]

How old are you?

You aren’t ready to buy a house. That’s fine. You’re eager to own a house because people say renting is throwing away money. But with raising interest rates and declining property values that’s not true in the short term. You could buy a house and be underwater in a year. Ask anyone who bought a house in 2006. If they could live there till 2018 they were fine but inf they had to move in 2009 they were screwed. If you’re a full time student you don’t want to buy a house you’ll need to hold for ten years to break even if there’s a downturn.

If you’re not sure what your job will be in a year don’t buy a house. What if you get a dream job in another state? You’d be stuck with your house. Renting is buying your freedom.

Also when you rent you have certainty. Any repairs are the landlords problem. When you rent the most you have to pay for housing is your rent payment. When you own, any repairs come out of your pocket— the least you have to pay is your mortgage.