Forget the loan and go with the debt snowball. Pay off the credit card, then the personal loan. Need to save at least 3.5% I think for an FHA loan... Paying the car off could hurt either if you can do it. Also... Make sure you have a small emergency fund at a minimum.
JBerry2012 t1_jdtrpnu wrote
Reply to Preparing to buy our first home by [deleted]
Forget the loan and go with the debt snowball. Pay off the credit card, then the personal loan. Need to save at least 3.5% I think for an FHA loan... Paying the car off could hurt either if you can do it. Also... Make sure you have a small emergency fund at a minimum.