Are they solid on price though? Do they try to charge you extra fees or is it straight taxes and plate fee

I had no clue they sold cars, thanks

Thanks

Ok thanks

Thanks

How about changing the interest rate once the contract is initiated. What if rates drop by the 3rd or 2nd year, how can I get a lower rate on my current loan

Thanks

Do the finance math as well

To be honest, I feel like I'm worrying to much, I don't think I would care much about 2-4 k loss in a car a few years from now

Even if it's not Toyota Corolla finance. What else can I look at that's way better, in the chance I want to change the car 3 years from now, to hopefully get a lower payment now (new)

Thanks so much, I do believe the last part you said. That's our plan. To be honest a lot of it is speculation and future income hopes. I know how it sounds.... However I did pretty well financial selling cars and I decided to go in Different path. If everything goes as planned I will be able to give her that life and more with a way better car, even if I have to do payments (I can say I know how to control my budget and do "wise" purchases when it comes to cars) Buying a car right now out right is the best decision, unfortunately I don't control interests and I don't feel comfortable gifting her a car right now.

"And whatever you do, stay away from Nissan and Fiat-Chrysler. They won’t even last you 36 months." Hahahah that cracked me up

It was never intended to be. It was mainly about current lease prices and if what I was sharing in the post made sense to what's in the market out there for leases. The other thing that bothers me is the rate, rates are crazy high right now. I could be betting that the rates go back to that 3-5 percent on a used car. But maybe I'm wrong

its going to be fairly the same as if I were to finance the car (at the end of the 3rd year) plus I would be tied to a higher interest rate, Whereas with the lease I can refinance with a 3-4 percent IF rates tank in the next 3 years. Most likely whatever we do We will get rid of the car on the 3rd year but uncertainty of the market is whats making me think leasing could work

what do you think?

buying a new car is a bad financial decision. But is probably a bad one as well to buy a used car thats 2 or 3k less than a new one, Which is the case for all fairly-new used cars right now

That's my point Part of me believes I will be upside down. I strongly believe everything will crash. especially with Gold going up like crazy in the past couple of months. Plus If I purchase I would be tied to a contract with a high interest rate. where as if I were to keep the lease I could purchase at the end at a way lower rate If the market tanks... Still I want to get my girl a way better car in 3 years from now. The only reason why I'm considering leasing is because I fear an 2023 LE corolla with 30-40k miles will probably be bought by dealers or auction around 12-13k like you mentioned to be sold at 14-16k (dealers gotta have that 1-2k mark up most of the time lol)

This car is not for me, My girl's father is paying for it. She does not have a car and needs one asap.

the same corolla I bought for 15k 19 SE with 21k miles, was worth 18,500 and had 34k miles when I sold it a year ago. they are still at those numbers and some even have higher mileage. You think the prices are gonna hold for the next 3 years? I honestly doubt it, and we seem to be approaching a huge crash in the next year or so. That's what im speculating on. If the market tanks and I decide to finance the corolla, I would be owing around 14-15k at the end of the 3rd year, I'm worried I won't be given my payoff amount for the car at the least...thats what is making me consider leasing.

Not yet, Nobody seems to recommend me other cars I could look into for a lease. I just need a low payment on reliable new or not overpriced used car... if cars already depreciate, they will even more now when the market crashes and everything goes down in price.

a car is a liability, I just want to see the best option to get a new transport for a short period of time.

haha yeah, I figured once everyone started lecturing me this wasn't the best forum. Just trying to get some quick info

its mainly about convenience, piece of mind and knowing I won't lose unnecessary money at the end. If I could get the deals we were getting a few years back I would finance In a heartbeat and sale the car after 3 years as Toyotas hold their value

the other part of me feels like I'm just worrying too much. If I do decide to get her something nicer I doubt a few 1-3 grand upsidedown will bother me. lol

this car I'm asking everyone about is not for me. my girlfriend's family is buying her a car. But I know I will get her a better one once my financial situation is better. I just hate the idea of loosing money in the future. I know eventually Before the 4 year mark I will buy her something nicer such as an audi or bmw.... Knowing how prices for cars are so high, and knowing 2 years ago you could get 4k under msrp I have a feeling I'll be upside down if I Finance the car