Those are all endorsements that can be added to a policy. Any agent or broker worth anything will go over those with you. Problem is people either don’t want to listen or just look at price choosing the cheapest options. Then they’re the first to complain when some random event isn’t covered.
Keiths_skin_tag t1_iw0qu8t wrote
Reply to comment by Generic_Commenter-X in Uninsured motorist crashed into neighbors house and fled the scene by orangekrush19
Those are all endorsements that can be added to a policy. Any agent or broker worth anything will go over those with you. Problem is people either don’t want to listen or just look at price choosing the cheapest options. Then they’re the first to complain when some random event isn’t covered.