Kfrr

Kfrr t1_j9yqu9s wrote

Reply to comment by hotbakedgoods in new Subaru help, please by ssnhl

The lot doesn't matter when they're building the vehicle for you, to your spec.

The $2000 off MSRP was a standard incentive they were offering at the time. $2500 off an enclave, for example. They actually tried to pull it when my car came in, saying they weren't running it anymore. I told them they could keep the car and I'd go somewhere else.

The real negotiation was the 0% financing.

The goal here is to pit the manufacturer against the dealership. Imagine getting in touch with Subaru and saying "this dealership won't let me buy a car from you".

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Kfrr t1_j9ypzvo wrote

Reply to comment by hotbakedgoods in new Subaru help, please by ssnhl

I was trying to get a rav 4 and it was impossible. I moved down the line of similar model types that I would actually care to drive. Next one on the list bit.

If you refuse to look at other SUVs and all you want is a rav 4, you aren't getting a new car any time soon.

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Kfrr t1_j9yig3o wrote

Bought a new Subaru in 2021.

Shopped 8 dealerships for incentives. Didn't care what was on the lot.

Built the car on the website, gave them the code for the build.

$500 deposit, car arrived in a month.

Incentives I negotiated was 0% apr and $2000 off MSRP.

Dealership was Stuckey in Altoona.

Any other method besides this is incorrect.

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Kfrr t1_j9yiev8 wrote

Bought new in 2021.

Shopped 8 dealerships for incentives. Didn't care what was on the lot.

Built the car on the website, gave them the code for the build.

$500 deposit, car arrived in a month.

Incentives I negotiated was 0% apr and $2000 off MSRP.

Any other method besides this is incorrect.

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Kfrr t1_j7o6cod wrote

Bro. You got this.

Make a small plan, that's all you need. If you have a vehicle and apply for a summer job somewhere, figure out how much it costs to get you there, save best ya can and make it happen.

If you don't have a vehicle yet then that's step #1. Learn money things like financing costs and what you can afford in a month if you work x/hrs and make $y/hr. If your credit sucks, that's the new step #1. If you don't have kids or a mortgage then you're already ahead of the people who dream of doing this but are kind of stuck.

If you break it down to "I need to start working on my credit so I can buy a car and leave this place in 6 months" then you have a real goal you can break down into how much money you have to make to make it happen.

While you're putting this plan to action, start reading about the hundreds of seasonal jobs you can scoop up, pick a few and fire off some applications. If you want housing included, focus on resorts/cruises.

It will take some time to establish yourself at a spot you love. Just work hard and you'll either get full time, year round employment or be invited back next season.

Before you know it you'll be able to breathe again.

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Kfrr t1_j7hr38u wrote

How's it dead end if it maxed my IRA and 401k contributions every year while still allowing money to toy with in the market...?

It's free housing and massive money to break you out of your hometown. You don't have to do it for life, but you open a lot of doors, meet a lot of people and are granted a free ticket out of a shit town so you can breathe and figure out if you want to learn coding or how to fly an airplane.

I chose airplanes. Wanna know what it feels like the first time you pull the yoke and leave a runway? Sounds pretty cool doesn't it?

You can do it.

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Kfrr t1_j7hpluz wrote

I'm quite literally speaking from experience. Working seasonal jobs that offered housing broke me out of my hometown and has allowed me to travel the world while still maxing my IRA and over-investing for retirement.

Still don't make enough money to actually afford a child a child though, and I do pretty damn well these days.

It's a shame that all of the unintelligent and underprepared people are the ones that keep popping out children and bitching about socioeconomic hardship when they came into parenting without a plan in the first place. Most parents can't even contribute to a 529 for fucks sake.

Buncha dumb people we have walking around this planet.

... Are you one of those people, by chance?

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Kfrr t1_j7hmsv8 wrote

It actually doesn't. Every major ski resort and cruise line in the US will house you and pay you. Just between these two simple mentions you have a year's worth of work every single year for as many years as it takes to build a nest egg of cash without needing to buy or rent.

Staying put, buying and renting is the simple life*

Wow. You built a family and bought a house. Way to think outside the box.

Tourism is free housing and if you're in the service industry, an insane amount of money.

You should try speaking from experience rather than inexperience.

A shallow closed mind isn't something you should be carrying around "nowadays".

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Kfrr t1_j7hj35d wrote

I really think you should read the 15 comments down this chain that I've posted.

You know how they say people live 1000 lives?

That's me. I've lived 1000 lives and have 1000 more to go.

I'm from a poor family in Fayette county and I bet my dog has seen more of the world than most people you know.

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Kfrr t1_j7fqlvq wrote

If you're poor, you're already homeless and begging for work.

The sooner you accept that, the easier it is to move forward.

If you have a home and no money at the end of the month, you should be begging for work.

Complacency is the problem. It's easy to find a job and a place to live. A great majority of the population already does that. I've done it more times than I can count. Can you max your IRA, though? Can you really support your family? Do the kids get regular haircuts? Do you have time to cook every day? Do you contribute to a 529 plan for their future education?

I would rather an income, retirement contributions and a vehicle than be house poor. I've never, ever gone without a vehicle. It's an absolute necessity and can be lived in easily for significantly less than a house. I'll never be able to really afford children, so I won't have them. These are logical conclusions, unfortunately. I've accepted them, despite not being super appealing.

The easy life is hovering around a family in your hometown, barely making ends meet and bitching about politics and global economic problems. It's easy to look forward to the game on Sunday and the 7 familiar faces that are showing up to check out your new air fryer. That's definitely not super appealing to me.

It would be great to have come from a wealthy family. I didn't win the genetic lottery.

We only get so many rotations on this rock.

Time to make the best of it.

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Kfrr t1_j7fo4r5 wrote

I did. Went in on an apartment with 5 friends that I made in my travels and found a job when I got there.

Multiple moves across the US with no job or house lined up. Was homeless in Denver for a week because they wouldn't sign the lease for the apartment until I had a job offer.

I lived in Lidia's parking lot in Pittsburgh in 2014 while I worked there. They had no idea. Made friends, found a room.. well an unfinished basement, but it was warm.

We're capable of so much more than you give us credit for.

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Kfrr t1_j7fmke2 wrote

They need to leave!

This has nothing to do with resumes or ego. It's a dead. end. town.

There's one outcome: a dead end.

Throw it the fuck away and move on.

I literally offered advice on how to get out. Work for a ski resort in the winter. Work for Nemacolin in the summer. They will house you and pay you well. If you like the place and want to move up the ladder, by all means go for it.

The least valuable advice is "stay put sweetie, the grass is always greener".

You know it, I know it.

Pack up, ship out, throw yourself out there, create opportunity. You could have $0 to your name and a well-traveled spirit and be in a better mindset than sticking it out in a dead end town waiting for a $2000 check from the President.

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Kfrr t1_j7flffv wrote

...?

There are billions of people on this planet and an infinite number of things to see and do and when someone says "leave your small town there's a lot of opportunity everywhere" your immediate response is "the grass is always greener, sounds like you like to run away".

I've snowboarded lone peak in Montana, I've done some of the biggest whitewater in the US, I've piloted an aircraft, my tattoo artist is in the UK, I've lived in a van for 6 months in Big Bend nat'l park, I've backpacked Mexico for a month, I have a wedding to go to in Africa in April, I've hiked sections of the AT and PCT...

And I'm from a poor family in Fayette fucking county.

I wouldn't be surprised if you... Got married, had children and bought a fucking house. (Correct me if I'm wrong: acknowledge if that's your dream).

Fuck outta here with your speculation and criticism.

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