I don't think i have a dirty mind, but that doesn't look like blood splatter nor the foot/hand of the thing trying to reach in. It most definitely looks like a red d*ck. Also yes i agree with you on the low effort from op.

Well, as it turns out, from a quick google search (an actual expert might jump in and correct me because as we all know google is not a cery reliable scientifically accurate source). Polar bears do in fact avoid humans when possible so my statement is indeed true, according to the same sources, they would rather hunt what they are used to hunt aka seals because they run less, they fight less, they look less intimidating and less "alien" than us humans.

Due to human activities and climate change, they are sometimes forced to take more risks by going close to humans to get food but they still prefer to keep their distance unless they really need food.

So no they don't just jump at anything that moves unless they are desperate. It is similar with a lot of other predators as well, they try to avoid people too.

given that this bear is very clearly stalking the photographer, I am assuming it is the kind of lens that needs you to get up close to that beast. And since AFAIK polar bears avoid getting close to humans I don't think there is any safehouse in the area.

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Hope you can outrun a polar bear because I am not sure even usain bolt in his prime will be able to.

Oh no I do, but I also understand the value of my life.

Beautiful picture, but you won't be able to convince me to swap places with the photographer even if the picture would be worth billions.