Thank you, a lot of this has been very informative.
And to respond to some of the points: He is and has been on medicaid (and medicare) for a sizable amount of time, it's just now that we're exploring care management sorts of things.
I have certainly lived with him for the quoted period (several times over); I put off/abandoned plans to move out to go to school...10 years ago now for medical/mental well being reasons for my mother (primarily the latter) and never managed to "leave escape the nest" as it were. Not even taking into account cases where he had come down with flu/pneumonia or otherwise, I've been practically speaking a full time caretaker for him since covid hit, triply so since my mother passed in Dec 2020, honestly to what is very likely an unhealthy degree. House duties, cooking, grocery shopping, medical appointment attendance as well as scheduling/handling most affairs in that sort of realm.
Asset wise, sans the house, which to be frank isn't even in the best shape itself, and the quite dubious condition vehicle I/He inherited when my mother passed, there's not much of anything; At most a small balance carried month to month after expenses are dealt with from his monthly social security payment.
He seems very suspicious/incredulous that this (the asset recovery thing) is actually a thing due to various friends or acquaintances of his that have done similar things as either the giver or the givee.
KyaDash OP t1_j7crylq wrote
Reply to comment by ohtheinsandy in Potentially Becoming Caregiver: Losing the House via Medicare/Medicaid Asset Recovery upon Death by KyaDash
Thank you, a lot of this has been very informative.
And to respond to some of the points: He is and has been on medicaid (and medicare) for a sizable amount of time, it's just now that we're exploring care management sorts of things.
I have certainly lived with him for the quoted period (several times over); I put off/abandoned plans to move out to go to school...10 years ago now for medical/mental well being reasons for my mother (primarily the latter) and never managed to "leave
escapethe nest" as it were. Not even taking into account cases where he had come down with flu/pneumonia or otherwise, I've been practically speaking a full time caretaker for him since covid hit, triply so since my mother passed in Dec 2020, honestly to what is very likely an unhealthy degree. House duties, cooking, grocery shopping, medical appointment attendance as well as scheduling/handling most affairs in that sort of realm.Asset wise, sans the house, which to be frank isn't even in the best shape itself, and the quite dubious condition vehicle I/He inherited when my mother passed, there's not much of anything; At most a small balance carried month to month after expenses are dealt with from his monthly social security payment.
He seems very suspicious/incredulous that this (the asset recovery thing) is actually a thing due to various friends or acquaintances of his that have done similar things as either the giver or the givee.