Anecdotal, I never buy the insurance, and I've never needed to replace a tire that couldn't be repaired. The only way I'd consider the insurance possibly is if it would really be a financial burden to replace the tires if necessary, but then I probably wouldn't have the money for the insurance anyway.
Remember, they wouldn't sell it if it wasn't profitable, so you may have been unlucky, but for every one of you there's a few people paying for it that will never use it.
MericanMuscle t1_iy45sc2 wrote
Reply to comment by RPi79 in Are car tires a reasonable item to buy low cost versions of? by [deleted]
Anecdotal, I never buy the insurance, and I've never needed to replace a tire that couldn't be repaired. The only way I'd consider the insurance possibly is if it would really be a financial burden to replace the tires if necessary, but then I probably wouldn't have the money for the insurance anyway.
Remember, they wouldn't sell it if it wasn't profitable, so you may have been unlucky, but for every one of you there's a few people paying for it that will never use it.