So I contacted them today and they said an estimate was written and determined it's a possible total loss, but it has to go by someone else first.

Thanks!

So I got a text today and claims said it looks like potential total loss. But they have to confirm it with another department

I called today and the shop said the estimator from my insurance hasn't been out to see the vehicle. I'll call insurance later.

I borrow it for 5 days and that was $250ish. That's not a lot but I do have other bills and it doesn't leave much leftover.

I am looking to switch to 3 12s which should balance the budget more and it would be around $200.

It's week to week and for only the days I need it.

Well that makes sense then. Both of us were insured looking at paperwork. This insurance thing has been eye opening for me.

Thanks!

This whole process is foreign to me and none of my family and friends are able to give me any advice. I feel like if it was declared a total loss then the process should be faster.

But I'm also in Charlotte where there are so many accidents each day. My claims adjuster said there are hundreds of accidents in the state each month. Im just wondering if maybe the people that need to inspect the vehicle are overloaded with tons of other vehicles as well.

And it happening around the holidays definitely didn't help matters.

Thanks! I actually considered that for the past few weeks. But i live alone and I am single so i have no idea how I would juggle 2 cars. It would certainly help save in the money being washed away by rentals and gas. I've looked at getting something used although I understand it'll betrickery. I just want to have something with reasonable payments for me.

I'm doing my very best to come up with a solution. I've actually had no full days off the past two weeks because while I'm not at work I've been busy on my days off trying to find work closer to home and sending out forms. I'm actually pretty exhausted right now.

Unfortunately I had to let one of the opportunities go for multiple reasons. It won't make sense here unless you've worked in my field. But the short answer was that there were glaring communication issues and no opportunity for overtime which leaves me back at square one.

The first part I'm not sure of. I'll have to call tomorrow. I do have the adjusters number and there was a link that gave me an update on the status of my car.

As for the rest of the post I'm worried about having enough leftover to keep up with everything. I've been wanting to get health insurance since I've been having chronic digestive issues that come and go throughout the year.

I do agree on having a cushion. Ive always had a few thousand in savings until moving down south. The wages unfortunately arent keeping up with the cost of living, especially rent. Prior to this I had lived in NYC and Seattle and it was easy for me to save in both places (NYC mainly bc things were done a lot faster and there was so much more opportunity, especially without a car) It was really hard to save but being forced to budget in this way showed me I could have at least put more away. It's trickier for me to eat so cheaply due to dietary restrictions. Fortunately I recently learned that I was able to get my food budget down to $30-$50 by cooking from scratch and buying certain gluten free branded items from Whole Foods using discounts. It sounds strange but my grocery budget ended up being much higher everywhere else to accommodate my diet.

I guess for me though it's a waiting game since I recently filled out paperwork for a place and need to return next week to fulfill job specific requirements. I've literally spent the past month trying to find a solution to my current situation and it's possible that it's now taken all this time to find something close enough to where I can at least ditch the rental car and have more money in pocket.

I was found at fault. But apparently my car might be declared a total loss.

I have. It was filed same day of accident. There was a lot of miscommunication between the body shop the car was towed to and insurance. Unfortunately the insurance doesn't cover the full cost of rental. They only offered a slight discount but it still ended up being way put of my budget. Even then I'm hearing that most places only rent up to a month.