Will prices drop, maybe but for now the market will be much of the same. There was some fact that >80% of homeowners have a rate under 4%. Many of those people are now “stuck” in their homes because it would cost so much more to leave.

My advice, find a town you like and try to get into the local facebook boards. Post what you’re looking for home wise and see if someone is willingly to make an off market sale. Saves them a ton of cash too

Everything has gone up including home prices. Everyone that tried buying last year and couldn’t are still sitting on cash. It will take a good realtor and luck to find anything decent

Spend 1200 on wheels and winter tires and you’ll be fine. Honestly, you’re probably fine either way, you see how much snow there was this year

I had to mail my application in since I didnt have a pin. I included the filled out form + a copy of the deed to my old house to prove I was the owner. Im in "application received" and I assume it will be in that state for awhile

Get the chocolate meltaway. It’s life changing.

5% increase isnt crazy

Check out fair lawn. 600k won’t get you a mcmansion there but should you get a decent starter home and the schools are very good with a diverse population. Best, the radburn train runs express in the morning and will put you into penn within 45-50 minutes. Worst part is the transfer in Secaucus

Ticket clinic

I didn’t find magginos great. Yes the portions are massive but the quality of food was ehh.

When I want good italian, I do “from scratch” in Ridgewood or “bottagra” in Hawthorne

I just DM'd you. Use my guy. He takes the time to understand your financial goals and puts you on the right path.

Mass transit is easy once you get used to it. The downside is being on someone elses schedule. Sometimes it is cheaper to drive in, especially if you split the cost with other people.

Can we please have more

I just heard about this place and made a reservation for 6 months out

Laminated pieces of paper

Check out fair lawn NJ. You can get a starter cape cod for around 450 and the schools are great. Plus the radburn train gets you to Hoboken in 30 min or penn station within 40

We skipped our honeymoon and took our wedding money for a down payment in 2015 on a nice cape cod in fair lawn for 400. We sold in spring 2021 and found a FSBO in a town we loved very under valued (100k under). We really lucked out and we know it.

I don’t know where in NJ you are but the poconos (camel back, blue mountain, Jack Frost) and catskill skiing (Windham, Belleayre, hunter) are all decent mountains that will have learn to ski hills. Other states like VT & NH have some good stuff too.

Just be forewarned, skiing / snowboarding is not an easy sport. It’s incredibly dangerous if you don’t take proper precautions. Always wear a helmet and listen to instructors on how to fall. Also, it’s gotten very expensive. Always rent gear from a local NJ place and bring to the mountain. Once your there, lift ticket and ski lessons will be 200 - 300 so be prepared for the cost.

Check out r/icecoast

Magic hat factory, teddy bear factory

Get them a stay at an indoor water park. Kartrite, Kalahari, Camel Back, Great Wolf Lodge are all decently close and im sure their kids will love it.

Most moving companies will pack things up. Make sure they are insured and not by weight. Make sure they cover damages based on value on the item.

You may be able to find a garden apartment in Hackensack or Hawthorne for under 2k

That’s really annoying. I unfortunately was laid off a few weeks ago and put in my unemployment claim the same as my termination. I got my first check direct deposited last week. The process is not well documented, I’ll give you that

Teachers are literally the backbone of this country and they are treated like shit. It makes no sense whatsoever. They are the ones shaping kids lives and they get little to no respect and not enough compensation for the work they put in

Sal Lauretta is where I got my custom wedding suit. Amazing men's store in Midland Park

You need to figure out a budget for housing and childcare. Im not sure about Singapore but childcare could easily get to 1500-2k a month (unless your wife is a SAHM).