I also grew up in the 70s and 80s. I go out of my way to listen to and support less mainstream artists who are writing excellent new music. The best part is that the lesser known ones play at smaller venues and it’s fun to get to meet them.

What have they done to indicate they want you to fail?

Can you move back in with one of your families for a while until you get caught up financially and establish some savings? I’m worried that an emergency could makes the situation worse and that you might start to incur credit card debt.