MykeHock69 OP t1_iubdw4k wrote

Reply to comment by Aragona36 in LPT: Credit Card Late Fees by MykeHock69

Credit is good if you want to purchase a home in the future. Unfortunately in America you either have to resolve to paying everything in cash (which can be hard for large purchases such as a house) or build your credit. The problem is spending outside of your ability to pay. Never be irresponsible with credit cards.