The average American couldn't handle a surprise couple thousand dollar bill. And that's America. 5000 is living like royalty in some places. 20,000 would be a substantial windfall if we're talking about a fairly typical American family of 4 so how would it not be significant if you looked at countries where you could retire on that kind of money?

My dad is left-handed and does a lot of things with his right "because it's a right hander's world, son".