Health savings as well are already taken out as well like retirement. I put in the max allowable per year.

That's 1000 savings every month give or take. I have retirement with a 5% match through work that comes out of my paycheck already. The 1000 is after retirement is taken out already.

I generally find myself to be good with my spending. I do like to spend on traveling and vacations and don't want to be limited to not going because I'm tight on money. Seems like my gut is right telling me it's too tight.

Thanks for the input never considered a lemon possibility.

Yes that's kind of what I'm seeing I've got a spreadsheet with expenses. HOA, insurance etc. Comes out to around 1000 left over at the end of the month. How tight is too tight? Whats reasonable? Not looking to be house poor if I can help it.

I currently save around 1000 per 2 week check. I've done a expense report in excel and I'd have around 1000 left over at the end of the month after the mortgage. This includes hoa, housing repairs, ( which should be near 0 because it's brand new.) .