That is a ridiculous deal for you. If you pay the loan early, you shouldn't have to pay all the interest. That's the whole point of paying the loan early. I'd check with your lender. If that's what they're actually offering you, I hope you haven't signed this deal.

If you're able to pay it off early, at the very least get a shorter-term loan so you don't have to pay so much interest. This is predatory. Is this how things are done in Europe? It's insanely immoral.

>they're carnivores!

Dogs are omnivorous, like humans. Even wild wolves get some food from plants. Dogs don't need meat to survive, but they have to be fed a carefully balanced diet to be vegetarian (which I guess is what this product tries to do).

Cats on the other hand are true carnivores. They need meat to survive. So when you hear stories of people feeding cats a 100% plant-based diet, that actually is abusive and will lead to their death eventually.