NoellaChel

NoellaChel t1_je32iw4 wrote

Another factor to consider is the “responsible”part I have friends who could easily afford a nice home but choose to rent as they don’t want to the headaches that come with homeownership theu like being able to call down maintenance and have them fix. (You don’t want to know what they pay for rent to have that nice maintenance option)

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NoellaChel t1_je31p4j wrote

Smart thought also though got to remember when you own something goes wrong you got to fix it so never buy a house without an inspection no matter how much they push! Its worth every penny! I encourage those wanting to buy to passive look my first home (long time ago$ I bought a perfect fixer upper it took almost 2 years of looking but I was not in rush had a decent rental etc. go see a mortgage broker learn about programs FHA 203 is awesome. This way when you find that perfect first home you prepared to jump

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NoellaChel t1_jd3t88m wrote

I am semi retired at 48 worked various job, anything to pay the bills, invested, stayed frugal, lived below my means, traveled the world Own modest house downsized.

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NoellaChel t1_j30761y wrote

There is a great landlord tenant hand book for RI (will get you link) but no landlord does not have to provide hot water he has to provide access to hot water. So for simplicity he has to provide an operational/functioning hot water tank you are responsible for the power that heats the water. Depending on system hot water may or may not be attached to hearing system. I have oil heat however my hot water tank uses electricity to heat not oil

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NoellaChel t1_iyktb70 wrote

Unfortunately it takes some time. I am shocked Dorcas won’t help you sadly don’t qualify for most social programs like food stamps for 10 years after arrival. I am not going to pry but honest I would Look into agencies or cultural centers that you identify with as they may help

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