You are very welcome.

It is good that you have access to a therapist, a psychiatrist, and a fantastic support system. If you can get access to welfare it could potentially increase your chances of accessing low-income housing. Not to mention extra income would make your life easier financially. Plus you could also ask your service providers and or support system to write testimonials on your behalf advocating for you to access low-income housing.

Do you have access to resources designed to help you cope with your mental health challenges? If not doing so could make your life a lot easier. Speaking of resources is it possible for you to get access to some sort of low-income housing due to your diagnosis? If yes this could reduce your monthly overhead and potentially provide you with increased stability. In terms of Chime, it sounds like nonsense and I would avoid it. If possible I would sell your car and ideally use the money you would spend on car payments to pay off your credit card debt and then once that is paid off pay off your student loans. Going forward I would stick to debit cards. I like the idea of reducing the amount of bank accounts you have but I would go with a more stable option instead.

Fair enough I just figured it couldn't hurt to ask.

You mention having 25k in your 401k. Do you have other financial stuff in place or are you planning on surviving on only 25k? I'm also curious if you have any debt.

I'm in a very similar situation and while I have witnessed clear night skies while camping it is a shame that light pollution has such a negative impact.

This is a very fascinating philosophical question. I suppose one answer could be sending a group that reflects humanity. However, not everyone will agree on who that group should consist of. Another possible solution is to initially focus on technical know-how. In other words what skills will early mars civilizations need? Regardless of the answer, it is a rare opportunity to design a civilization from the ground up.