OverCastle28
OverCastle28 OP t1_j6pclr7 wrote
Reply to comment by manwnomelanin in What is my IRA account number? by OverCastle28
No, we don’t even have a 401K at the new one
OverCastle28 OP t1_j6p8iph wrote
Reply to comment by manwnomelanin in What is my IRA account number? by OverCastle28
But idk, honestly I’ll probably just have it rolled over and take it out when we close
OverCastle28 OP t1_j6p8b04 wrote
Reply to comment by manwnomelanin in What is my IRA account number? by OverCastle28
The job I’m at right now is going to be closing within a couple months. I don’t know if I should even have it rolled over to this because of that
OverCastle28 OP t1_j6p7t02 wrote
Reply to comment by manwnomelanin in What is my IRA account number? by OverCastle28
Is that possible? I have to ask my boss if they’re even doing 401K cause they took over in late December
OverCastle28 OP t1_j6p771i wrote
Reply to comment by manwnomelanin in What is my IRA account number? by OverCastle28
I was going to withdraw/cash out since I need the money but now everyone is saying it’s not worth it. I’m gonna have to roll over it since my job is closing in a couple months
OverCastle28 OP t1_j6p5o79 wrote
Reply to comment by manwnomelanin in What is my IRA account number? by OverCastle28
So how would I roll it over so it’s saved when I get a new job then?
OverCastle28 OP t1_j6p4cb4 wrote
Reply to comment by manwnomelanin in What is my IRA account number? by OverCastle28
Also, my job I’m at is going to be closing for reconstruction around April, should I just fill out a distribution form then?
OverCastle28 OP t1_j6p0c1w wrote
Reply to comment by manwnomelanin in What is my IRA account number? by OverCastle28
I want to cash out my 401K since I need money for bills/groceries atm, but now I don’t know if I should cause of the penalties they take out
OverCastle28 OP t1_j6ov4vs wrote
Reply to comment by PM_Georgia_Okeefe in What is my IRA account number? by OverCastle28
I don’t think I will tbh. We’re not closing until April and I’d honeslty like to take some time off cause of my back
OverCastle28 OP t1_j6outkf wrote
Reply to comment by Werewolfdad in What is my IRA account number? by OverCastle28
What’s the website since I don’t have the correct one?
OverCastle28 OP t1_j6ouoeh wrote
Reply to comment by PM_Georgia_Okeefe in What is my IRA account number? by OverCastle28
So should I do personally managed IRA then? We’re not closing by March
OverCastle28 OP t1_j6oukh6 wrote
Reply to comment by Werewolfdad in What is my IRA account number? by OverCastle28
Alright that’s gonna kinda screw me over, we’re not closing until April
OverCastle28 OP t1_j6ou85s wrote
Reply to comment by Werewolfdad in What is my IRA account number? by OverCastle28
So let’s say I go to a new job since the one I’m at is getting ready to remodel, can this 401K be transferred over now or is it too late since I got a letter in the mail saying if I do not request my distribution by March 8th, my account balance will be forced out of the plan?
OverCastle28 OP t1_j6ou75w wrote
Reply to comment by BouncyEgg in What is my IRA account number? by OverCastle28
So let’s say I go to a new job since the one I’m at is getting ready to remodel, can this 401K be transferred over now or is it too late since I got a letter in the mail saying if I do not request my distribution by March 8th, my account balance will be forced out of the plan?
OverCastle28 OP t1_j6ou6b6 wrote
Reply to comment by manwnomelanin in What is my IRA account number? by OverCastle28
So let’s say I go to a new job since the one I’m at is getting ready to remodel, can this 401K be transferred over now or is it too late since I got a letter in the mail saying if I do not request my distribution by March 8th, my account balance will be forced out of the plan?
OverCastle28 OP t1_j6otirn wrote
Reply to comment by PM_Georgia_Okeefe in What is my IRA account number? by OverCastle28
I need money for bills/groceries, I’m pretty sure since I’m now “terminated” from that job I lose the money?
OverCastle28 OP t1_j6otdph wrote
Reply to comment by manwnomelanin in What is my IRA account number? by OverCastle28
Old job
OverCastle28 OP t1_j6ot3nz wrote
Reply to comment by manwnomelanin in What is my IRA account number? by OverCastle28
Of the old job that I know won’t answer or my new job? My issue is the job I’m at will be closing in a couple months for reconstruction.
OverCastle28 OP t1_j6osfqn wrote
Reply to comment by manwnomelanin in What is my IRA account number? by OverCastle28
I don’t even have a plan administrator lol
OverCastle28 OP t1_j6orxo4 wrote
Reply to comment by Werewolfdad in What is my IRA account number? by OverCastle28
Then out of these options what am I even supposed to check for a cash out?
Trying to cash my 401K out since I never signed up for it. Which option do I do?
A lump sum cash distribution of my vested balance, less any income tax withholding. A direct rollover of my vested balance to an IRA or a qualified retirement plan. A direct roll over of a portion of my vested balance, with the remaining amount paid as a cash distribution, less any income tax withholding.
OverCastle28 OP t1_j6orufg wrote
Reply to comment by BouncyEgg in What is my IRA account number? by OverCastle28
The problem was me even being on this when they never asked me too. I need money for bills and if I’m able to get this money then I’m taking it.
OverCastle28 OP t1_j6oqv9l wrote
Reply to comment by BouncyEgg in What is my IRA account number? by OverCastle28
Yes on the present like bills and groceries.
OverCastle28 OP t1_j6oqfvb wrote
Reply to comment by BouncyEgg in What is my IRA account number? by OverCastle28
Yes, the option I checked was the “A direct rollover of my vested balance to an IRA or a qualified retirement plan. (Unless that’s not it.)
OverCastle28 OP t1_j6oprku wrote
Reply to comment by Werewolfdad in What is my IRA account number? by OverCastle28
I thought I did, I’m making an account right now on id.me.
OverCastle28 OP t1_j6pdrrx wrote
Reply to comment by manwnomelanin in What is my IRA account number? by OverCastle28
I did, they told me to contact who has my 401K currently