Weird I had NJM initially and it was massively more expensive than Progressive who I ended up switching to. Just call everywhere and get an apples to apples quote and go with the cheapest. I do this every year or so. I had NJM, then Progressive, then Geico, then went back to Progressive lmao.

It's not gonna be that bad. Don't worry. Before you know it you'll be outta there and laughing/telling stories about the craziness. Just stay focused, aware, and be thankful you aren't picking them up from JFK!