Apppreciate that! That is definitley the plan for us. Just to start with the personal loan and pay all the extra to the next highest interest which would be credit card then finally get the car paid off.

Oh dont I know it! That is percisely why I am preparing!

Take home for me is $4,120 and for the wife is 2-3k (she is a server) we are putting an extra 1200 or so each month toward the debt.

That was what we were initally planning on doing I just wasnt sure if doing it this way would be better. Appreciate it!

Just a promotion at the job I have been with for 8+ years. I am a General Manager at a restaurant making 68k base.