PsychoCelloChica

PsychoCelloChica t1_jbwbzu8 wrote

If you have any sort of medical condition or disability. (And I’m serious, any medical condition that needs to be managed in order to be able to maintain your ability to work.) you may be interested in applying for MAWD through the state’s Compass portal.

MAWD (medical assistance for workers with disabilities) is a special category of state funded medical with a significantly higher income limit than traditional Medicaid. This year’s limit is $36,459/year AFTER all allowable deductions. And 50% of income is disregarded. So a single person making $73k/year could still be eligible.

The catch is that it’s not free like traditional Medicaid. You pay a monthly premium of 5% of your monthly net income after all deductions. Someone making the absolute max to be eligible would pay at most $152/month plus small copays.

MAWD

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PsychoCelloChica t1_jab6qbo wrote

This isn’t targeting personal accounts. Civil employees are usually barred from using government equipment for personal use like that. This is to prohibit official use like your county government or health department having an account. Or maybe even your local library having one.

Because the flip side of not allowing personal use of a public device is often that you can’t use an official login on your personal private device either.

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PsychoCelloChica t1_j49wi6b wrote

I’ve sat on over 100 panel interviews for the state and one thing I will tell you is that interview panels have no real way to fact check what you tell us. If one of the questions is “Tell us about a time” and you say you can’t think of one, we can’t rate you on the factors that question was designed to evaluate (and they are all tied to a specific factor like technology skills, problem solving, customer service, interpersonal skills, etc).

If you can’t think of something, make it up. Make up a simple and believable story that shows you at least understand the theory of what we’re asking for. Tell us how you used technology to solve a problem by identifying a duplicated process that could be eliminated by a shared excel spreadsheet. Or how you dealt with a difficult customer and used your interpersonal skills to empathize and under their actual deeper problem and redirected the conversation to what you COULD do to help them and they left satisfied with the interaction.

And similar to what another commenter said, take advantage of the pension plan. Don’t just do the 401k. Also jump onto the supplemental 457b deferred compensation plan. Start small, maybe $20 each pay. And then every time you get a raise, increase the amount by at least 25% of what your raise was. In no time at all, you’ll be saving an additional several thousand a year for retirement. You’ll never miss it if you never see it, and it really adds up. I wish I was more aggressive with adding to mine when I first started.

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PsychoCelloChica t1_j444gfr wrote

Second this. Keystone had me listed as working in a different township than I actually work in and so they sent me a delinquent notice when I had already paid. I gave them a call and they reviewed my residency and job history and adjusted their records.

Yours might not be as quick and easy a resolution as mine was (you may need to pay separate taxes/ file separate returns in multiple jurisdictions), but they will help you figure it all out.

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PsychoCelloChica t1_iwfcx0d wrote

That poster is dead wrong about current SNAP rules. Almost no one is subject to a resource limit for SNAP these days due to something called Categorical Eligibility rules.

Same for Medicaid. While some categories have resource limits depending on your individual circumstances, they NEVER apply to children and most adults are exempt as well.

The current income limit for Medicaid in PA for a single adult (ages 19-64) is $1563/month.

A working disabled adult could earn up to ~$2300/month and still qualify for free Medicaid or up to $5664/month and qualify for MAWD, which is Medicaid with a premium based on your income. The publicly posted limits look lower, but don’t take into consideration the income deductions that many people qualify for.

If you want to be SUPER prepared and cautious, have one of your current providers fill out this form before you move so you have it on hand if they ask for it. (Although it will almost certainly be unnecessary if you aren’t working.)

PA is very strict on timeliness and over 95% of cases are processed within the 30 day time limit, but if you upload all the documentation they need to make a decision and answer when they call for a Food Stamp interview, they will process it right away. No caseworker wants to sit on your case and go back to it later. They seriously just want to process it and move on. They’re also required to call you the same day or next day if you apply for SNAP.

Even if something goes wrong along the way and you are denied, you can request an expedited appeal hearing due to it negatively impacting your health, which gets your appeal heard within about a week.

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PsychoCelloChica t1_itxig7n wrote

Sometimes clauses like this are included specifically for public employees. We’re paid our full daily rate for time missed for jury duty, and there’s always a public outcry if there’s any perception of getting something ‘free’.

Heck, it’s not always even public. Sometimes it’s the folks in your own shop who bitch because they had to cover your shift and now you get the day off.

Often, they make rules like this apply to everyone equally (at least on paper), so we can’t claim we’re being discriminated against solely for being civil servants.

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