Qbr12

Qbr12 t1_j503y5u wrote

Unless Canadian law is vastly different from America, she's isn't going to become rich as fuck. The most she could win would be the amount of damages she suffered. That's only $15 million here because she caused $15 million in damage to others. Anything she wins is going to go straight to paying for that.

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Qbr12 t1_j2fpdko wrote

If your goal is to leave everything to a large nonprofit, the easiest thing to do is to just reach out to their planned giving arm. They have lawyers who will happily write your will for you where they get everything, and it will be rock solid.

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Qbr12 t1_iyctzk5 wrote

In the past I have had success getting my insurer and the health care provider on a three way call.

Call your insurer first, explain the problem to them, and then ask them to initiate a three way call via their contact number for the provider. (Insurers often have their own separate contact number for providers). Getting all responsible parties in the same room helps to prevent finger pointing and he-said-she-said.

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Qbr12 t1_ixx9bhg wrote

Not even that, you're actively losing money if you pay off your car loan early. Each $100 you pay off your car loan saves you $2.50 in interest each year. But that same $100 could earn you $4.50 in interest via 12 month government bonds.

For every $100 you pay off on your car loan you are giving away a free $2 each year.

6

Qbr12 t1_iujnk6q wrote

> For a $10 grand bill, I’ve negotiated and fought down several thousands. and…the patient still had several thousand to pay. In that case what could they have paid me?

Take a cut of the difference. If you agree to a 10% cut, and you drop the bill from $10k to $5k, you saved them $5000 so you get paid $500. Your friend is happy because they save $4500 and you are happy because you get $500! That's a sustainable business model if I ever saw one!

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