ReddSaidFredd
ReddSaidFredd t1_jaetkxc wrote
Reply to comment by JumpinJammiez in Need Some Advice - Best Way To Tap Into Home Equity? by JumpinJammiez
You have an unhealthy relationship with debt. Borrowing money to fix a luxury item when you owe money to the IRS is not a good look.
You are the current normal American - $500k house, two new cars in the driveway, and can’t afford to pay for the basic upkeep of your home.
ReddSaidFredd t1_jaeojtu wrote
Is saving up and paying cash for the pool an option? It's not as if it is a necessity, like an HVAC system.
How much debt do you currently have, besides the house?
ReddSaidFredd t1_jadz03t wrote
I’m guessing the OP posted this while the salesman was talking to his manager.
ReddSaidFredd t1_jady0hs wrote
Since neither of you have significant assets, there is no reason to get a pre-nup. Its purpose is to protect the assets that you have going into the marriage. Anything you accumulate together during the marriage belongs to you both.
ReddSaidFredd t1_jacjqo6 wrote
Reply to comment by nothlit in If I didnt realize any gains or losses in my HSA, do I need to put anything in my California tax returns? by [deleted]
I did not realize; that stinks!
ReddSaidFredd t1_jab8nhh wrote
Reply to If I didnt realize any gains or losses in my HSA, do I need to put anything in my California tax returns? by [deleted]
There are no taxes on an HSA.
ReddSaidFredd t1_jab0ash wrote
Reply to comment by stock_holders in Planning on investing, any pointers from anyone? by stock_holders
It's also high from it's atl.
ReddSaidFredd t1_jaazxj2 wrote
Do you have at least $700k in total investments? Personally, I wouldn't put more than 10% towards crypto.
And low compared to what? It's up 41% since the beginning of this year.
ReddSaidFredd t1_ja9y163 wrote
If you have the money to pay for it, then pay for it.
ReddSaidFredd t1_j6p4j9h wrote
After buying this truck, you will still have $345k in cash. You are wasting your time asking the question or analyzing the situation.
ReddSaidFredd t1_j6o05k7 wrote
Reply to comment by MachoGarage in 401k loan for auto purchase? by [deleted]
Yes you should.
ReddSaidFredd t1_j6mvesv wrote
Reply to comment by A-Asura in How can I as a 17 year old flip $290 into as much profit as possible within a week? by [deleted]
Can you find a used power washer on Craigslist?
ReddSaidFredd t1_j6mtsg3 wrote
Reply to How can I as a 17 year old flip $290 into as much profit as possible within a week? by [deleted]
Can you afford to lose the entire $290? If not, you don't really have options in such a short time frame.
If there is snow where you live, buy a snow shovel for $20 and offer to shovel people's driveways for $20-50/pop.
ReddSaidFredd t1_iy5le3c wrote
Reply to Simple interest loan question by Sad_Cockroach_6864
>there’s incentives to finance through the dealership that make it make sense
Incentives for the dealer, yes. What are the incentives for you paying an above-market interest rate?
ReddSaidFredd t1_jaezrhc wrote
Reply to comment by JumpinJammiez in Need Some Advice - Best Way To Tap Into Home Equity? by JumpinJammiez
Like I said, a current normal American family. Adding consumer debt onto your pile of consumer debt so you can work until you are 70 since you will always be in debt.