Probably not as some have policies for how long you need to be there, like a year, before qualifying.

Had a job that paid for my masters. They might also cover some form of student loan help too.

Then you've already worked out what's fair and probably no point in asking here.

"I'm ok with you making less" is directly followed by "And here's how we'll agree to cover costs".

The owner of the house determines what fair rent is. Probably not 50% of the mortgage but if you're actually going to get married eventually then it won't matter anyways.

Splitting anything based on income hardly makes sense.

The rest is relationship advice, in terms of how you agree to split things. The fairest, healthiest way when married is 50/50 split unless 100% certain agreed not to for a variety of possible reasons.

Beyond other comments, are you sure the $51K is not the value of principal + estimated interest over the life of the loan? Is the $51K actually, only the principal?

Hi, are you here to see Dr. AmazonBasics or Dr. FZBKOWJ? Walk-ins for prime members only.

Granted she's in the boons a bit, but my mom was getting ~1mbps with T-Mobile. Unbearable. I think you would need to be close to a 5G tower to see something worth it.

Sounds like a possibility that might beat giving them my password, hah. I'll give it a whirl

Maybe I'll give the online chat a go and see how that turns out. I normally prefer that over phones anyways. Chase's phone menu system was terrible. (No, I'm not calling to learn all of my balances, statement balances, etc lol.)

I get this:

> We can't complete this request. This offer isn't available at this time. We're sorry for the inconvenience. Make sure you keep your income up-to-date to be considered for future offers.

Maybe not enough history or something... My previous card was almost twice what this card was, but I had closed the other one then opened this one, so perhaps not enough gap to show potential, available credit worthiness

My last card had a pass phrase like that. This one legit asked for my password which came as a surprise.

Yea, I tried that once or twice (with real numbers) figuring it might but nothing yet.

Marriage is old fashioned but still doing that, lol. I know this isn't relationship advice sub, but make sure he's ok with that and he doesn't take it the wrong way, like you not liking his name or something. I have a family member that did this. I never understood it, but each couple is certainly allowed to do what they want.

Edited for answered questions already.

Are you aiming for 20% down on the house? Have you budgeted home repairs, moving, initial purchases?

Be careful with the timing when it comes to applying for a mortgage. You don't want a brand new debt of a vehicle with no payment history showing up just before. There are minor credit drops from inquiries etc.

From a paperwork standpoint, it's probably easier to get married first, lol. Doing name change forms always seems like a hassle.

If you've budgeted everything out, then should be ok, but just make sure you've set a safety net of unplanned expenses and have an adequate emergency fund to cover everything. (Like, what happens if one of you loses your job for several months.)

Children are expensive when it comes to childcare. Expect daycare to be around the cost of a mortgage if you don't have relatives stepping in.

Exactly. No point in looking into consolidation type options (whether it be a personal loan, which 90K is might not even be approved, or otherwise) if you're just going to default on it anyways because you have no idea how to budget or manage expenses.

Charity Navigator, highly recommend.

It will provide financial scores and things like executive compensation, where available. Some real eye-openers there.

Will throwing books and Reddit subs at them support the intended goal?

I imagine these people have access to libraries and the Internet already.

Make sure you try a credit union and don't rely on a dealership to give you a good financing deal...

23-25% is insanely high.