I pay for anyone I do anything with if I can. Men, women, acquaintances, friends, romantic partners, anyone. I'm far from rich, but I'm also not very expensive, and I like to share what I do have with the people around me. No matter who they are, or how long I've known them. It just makes me feel good to do something small and kind for someone else.

If someone went around claiming I was trying to force them on dates because of that, I would be absolutely heartbroken. I feel for you.

You're moving way too fast around all of this debt. You're getting married, you want to buy a house, those shouldn't even be on the table until you lessen this debt. Getting married and buying a house will skyrocket your debt again, or your partner will have to shoulder the entire thing which will put them in immense debt. Maybe consolidating and postponing the wedding/house is your best option. If you truly love each other, the piece of paper shouldn't matter that much.

Also YouTube premium, Spotify, AND Xbox? I get the Spotify, but drop the YouTube premium and play offline games. When you're in that much debt, you can afford to watch some ads. They're not huge expenses, but every cent helps.

Talk to the people who gave you personal loans. Instead of making the minimum payment on the high interest credit cards, see if you can pay them a smaller sum each month and put the extra towards the high interest debts.

You said you work full time, but what are your hours like? It would probably be in your best interest to pick up a second job for a while. It won't be fun, but it will get your head above water sooner, especially since you want to get married and buy a house. You need to start rebuilding your credit ASAP, instead of just barely hanging on.

You said you don't buy groceries or pay for the rent, what does the extra $350 go towards? If it doesn't go towards keeping you alive, it should be going into savings or towards your high interest debts.