Shamwow1000001

Shamwow1000001 t1_jadxz3x wrote

I was once told that when you have your budget accounted for, that you should consider any raise to be 1/2 savings for the future and 1/2 blow it money.

This, is obviously a very case by case point... But if you're obsessing over your savings then chances are you are well aware of your actual needs.

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