SheenPSU t1_j4s3a25 wrote

I went to the dentist recently and after a mixup with transferring dental benefits it turned out I was uninsured

Cost me $225 for a cleaning and a few xrays


SheenPSU t1_j4l87cs wrote

PMI shouldnt be a dealbreaker imo

We bought our house 2 years ago with 5% down and PMI is only ~$80 a month and only applies until you have at least 20% in equity IIRC

20% of our purchase price would be $44k. We paid $11k instead, and PMI costs is roughly $1k a year. It’ll be off of our payments well before it’s adverse


SheenPSU t1_j02w5ah wrote

Talk to the office first, you can’t be the first person to be away during a storm so I’d be willing to bet they have some sort of solution for you

If not, do you have any friends who own a house with a driveway? Maybe they’d let you keep your vehicle there for a while


SheenPSU t1_iywh6ln wrote

I was told to wait and they’d send me a bill with the new info to use. Bill never came.

After about 2 months I started to get nervous and called them. Person was helpful and got me my info to log in.

The website is pretty slow tho


SheenPSU OP t1_iw798ka wrote

There’s another set of French doors on the other side but they’re just screens. Like during the nice weather we can just open those doors and let the fresh air in

I personally would’ve gone a different route given winter alone but I admit, I do like them for the majority of the year


SheenPSU OP t1_ivoefxh wrote

Weather stripping is essentially non existent.

Replacing the door is potentially a next year thing but I won’t be doing it this year

Door sweep with be a definite for the bottom and I’d rather not put a big, heavy quilt over it since this door is smack dab in the middle of my kitchen. The other door to the deck in the mud room I wouldn’t mind doing that with tho

Thanks for the info!

Edit: for clarity