Depends on what your taxes and insurance is. You normally have to have around 20% in equity before you can remove an escrow. I don’t have one and have to set aside $800 a month to cover taxes and insurance.

Check your county tax records and see what your past and present tax assessments were. With the increased in home values my assessment jumped $200k in one year. You should look at that and if a chance to appeal with the county you should. I opted not to have an escrow so I know exactly what my property taxes and insurance is.