It’s not the employers job to keep up with housing. A coffee is a coffee and prices tend to be pretty uniform between different cost of living areas.

Voters could solve housing by voting/pushing for denser housing. However when push comes to shove even people who own homes and complain about the cost of housing often vote against it because it might negatively impact their housing values.

Zoning is used to protect/inflate home values of the haves. The article even touches on that where it would cost $13,000 extra in fees to add a more normal sized unit.

There’s nothing in the article about the project having tax benefits beyond normal real estate or subsidies.

Sounds like you can’t read to me.

Waahhhh!!! Society is failing to build affordable housing so an employer is trying something but he’s the employer so that’s bad! Waahhhh!!!

Low paying jobs working in the industry.

Unless you can produce with scale you’ll be struggling to keep up.

How can they not? The tenants there have rights. They should’ve been all over this before now.

Reds needs to be bulldozed.

You have to post the land every year cause jerkoffs just read them down and go in anyway.

Defintly not burns then if don’t want to be bent over.

Mine shutoff around 0 degrees. Noticed temperatures were too high. Not used for my main living area. Just used for… basement activities…

Maybe parents should be closer with their kids x…

The lack of housing currently isn’t like it’s always been, controlled by the rental industry.

2008 crash left a multimillion unit hole that was never filled.

Combined with a lot of people leaving the building industry and never returning back then and a shortage of new blood entering the industry there isn’t enough labor power to keep up, let alone catch up.

You want affordable housing that’s what it will ultimately be.

Needs > wants and are often far less lavish.

Part of me still thinks we’re a couple generations from UBI… part of me thinks I’ll see it in my lifetime once the boomers die off.

Mortgage lenders look for 35ish% debt to income. Some will go up to 45%. Even 50% sometimes.

The first one is very reasonable. The second two imo are borderline irresponsible.

Their rent payment doesn’t matter for getting a mortgage.

If they can’t get a mortgage; it’s either their income isn’t high enough to keep housing to an acceptable percentage or they have other debt issues.

That system isn’t the problem. That’s all very fair. Remember; just because they’re paying rent doesn’t really mean they can afford that rent. A lot of people are paying more rent than they should.

Which leads to the biggest issue being zoning and a lack of units leading to higher prices which have nothing to do with mortgages and is something they have a say in through voting.

Those aren’t damages. That’s wear and tear. Insurance doesn’t cover that.

You got $5k-$8k sitting around for a boiler? $20k for a roof? Banks want to know the property will continue to be kept valuable till they get all their money back.

And return to irresponsible home loans… like we haven’t learned from that last time… mortgage is one cost to homeownership.

My mum has a house in San Diego. It’s worth over a million.

The house is a shitty little 800sf from like the 60s… it’s the land.

Zoning and density is the number one issue. It’ll still be expensive though. Material and labor prices are high. But ten story buildings with hundreds of units be far more efficient.

So either raise rent some more or destroy private property in this country… got it.

Outside of a trade that four years of experience isn’t going to get you far over the long run. You’re not going to have the benefits teachers have day one.

Teachers go from college to into a classroom by themselves. They have no real teaching skills post college… they learn with the into the frying pan approach. College is all theory and little practice. Which is fine. But don’t over value paper. I personally wouldn’t want my kids to have a teacher with < 3 years on the job experience.

A college degree doesn’t equal skills necessarily. $40k first year teaching is decent. They have a lot to learn still first couple years.

Which isn’t bad starting out… but all the experienced teachers got shafted.

Fresh out of college $40,000 Ten years experience + masters + extra credits $55,000… maybe.

Maines starting to use unqualified people for full time teachers. Likely cause they don’t pay enough to put up with the job.

UMO. UMF is in a rut.

Little healthcare too.

Stronger emphases on property rights and stronger local governments shouldn’t go together.

Death to zoning.