No but that would be such a neat idea :]

Cramps is what happens when cells that line the uterus (endometrial cells) break down. This processes releases chemicals (prostaglandins) that cause the muscles and blood vessels in the uterus to contract.

During every cycle, the best egg at the time is released that has the highest chance of fertilization. This means there's competition every month which increases reproductive chances. If there were only 600 eggs then there wouldn't be competition and if a bunch of eggs were damaged for any reason then this would decrease reproductive chances and introduce unintended mutations.

Um, excuse me but De Beers has revolutionized diamond extraction standards over the decades. They don't exploit their workers any more. ^^(Or) ^^(any) ^^(less.)

It's an American solution to the problem because it's pretty clear that America and Americans don't really give a damn about life or we'd have better laws and policies in place that actually protect it. We'd have a Federal law that requires paid paternity leave, we'd have better healthcare that takes care of mothers and children during birth in particular, we'd have tax incentives for child care, better and safer schools, plus we wouldn't be sending kids to wars. But we don't. Because we don't really care.

As a result, we turn to the only god we currently worship: money. It's a shitty solution but it's at least one that's plausible enough to work.

Exactly. I used my example because you can lose your cool trying to take care of someone. Caretaker fatigue is real and who suffers more than people whose entire jobs are doing that. But those people are still held to higher standards. Police officers should be held to even higher standards because they also have the power to end lives just because they lose their cool. So let's start with the same high standards to start and go from there.

That's why I wrote the last half because actual soldiers have better rules of engagements against even terrorists than police officers have against their own fellow Americans.

> I get their jobs are tough

Let's say someone is working as a nurse or a care-giver and they beat up their patients. Not all of them but a certain amount. Say 5%. Should that person still be employed in that capacity? No. Should they be charged with abuse? Yes.

It's just that simple.

And the solution to this is also simple. Get mandatory malpractice insurance for the police like they have for those same nurses and surgeons. This insurance is what's used to pay out all the lawsuits that will be filed. A shitty police officer will have higher premiums and will ultimately be out of a job anywhere in the country rather than being protected now or moving to another department whlie keeping their job.

If police officers believe they're the military and it's them vs. civilians then they should then be required to follow the rules of engagements that actual soldiers do (and the related code of conduct) which is significantly harsher than what the police have now.

Since you asked for help, some ideas:

• I suggest you talk to a tax professional to see if they can reduce your taxes or, at least, funnel some of that money elsewhere rather than taxes.
• odd question: how are you contributing to a Roth IRA when the highest income limits is $228k for this year
• I'm assuming that you have a good mortgage since you can't really refinance right now. Still, $98.5k/year mortgage seems pretty high. Is that a $2m mortgage? That can't be right or, at least, you definitely can't consider yourself even upper middle class even in CA.
• you have to consider that renovations/furniture is a one-time cost. You won't have the $43k/year in expenses, right?
• $4k/year for Internet and cable? I know it's not a lot of money compared to other expenses but try cutting the cord and just having high speed internet? $333/mo seems obscene even for CA.
• note that you're spending quite a bit on restaurants vs. buying actual groceries. Since you're spending ~$165/week on average, try not going for an entire week. Or if you're going out every other week then that's $327. That's some expensive wine. If you stop doing this once a month then you'll save $2k/year just on that.
• what's the difference between Internet/cable vs. entertainment which is almost another $300/mo. You're paying over $600 on these. Are you getting $21 worth of fun every single day? Maybe cut something there.
• how much money is left on the family loan repay?
• you could contribute more to the 529 plan. Based on your family's level, I think you'll have those higher needs.
• what's the $11.5k household? That's almost $1k/mo - what's that for?
• am I assuming that you moved $40k to a brokerage plus saved $33.5k in cash? Why not:
• move some more cash to the 529 plan
• repay that family loan so it's not hanging over your heads
• think about getting a better car where you're not wasting $2.5k/year on maintenance
• move more money to the brokerage to get a higher investment return
• also you're contributing only $31k to a 401k?
• once again, max contribution limits apply here and you might be filing taxes separately. That still doesn't explain the Roth where you hit limits. Again I'd check with a tax advisor or maybe get a different opinion.
• I'd definitely contribute more to the 401k

Basically you have the following general problems of which you're already aware:

• your tax situation isn't optimal and could be better both from how much taxes you're paying and how little you're contributing to retirement and educational funds
• your spending is a bit much, even for California. You can do better, especially when it comes to entertainment: both restaurants and entertainment
• considering how much income you're getting and the size/interest on that family loan, I'd pay that off
• halt the bleed of the stupid expenses like upgrading to a more reliable car where you don't have maintenance costs (perhaps even a lease would be cheaper).

> Meek shared a video showing the rape of an infant

Just a disgusting reminder that an infant is a child that's between 2 months and 1 year old.

So yeah, some people need to be buried under the jail for this one.

Can't be bank size. The two failed banks last week total a third of a trillion dollars which is the size of the largest failed bank (washington Mutual) in 2008. Those 3 banks massively dwarf all other failed banks where they barely rank in comparison.

That House episode...

> You'll think so but you'll be wrong.

Do you have any data showing that the average American has NO idea that Native American lands were taken?

> Ha...you're one of those. It's OK we raped and killed the inhabitants of the land...we had military power and they didn't. Everybody did it.

Show me where I said it's OK. I just said that this is what happens. Welcome to reality - it's shitty.

> I was born and raised in another country and I've been to others.

Same here. Maybe you should read some history then and you'll find a mountain of skulls that laid the foundations of almost every single country.

> You don't compare yourself to worse countries, you compare and hold yourself to higher standards.

I agree and I am. I'm tired of the "loser talk" where ignorant people believe that the US is the worst country or even a bad country. Those people need to visit other countries. We're not the greatest but we're not the worst by far.

> It's not about nitpicking, it's about being honest.

Where was I dishonest?

> You can admit that the United States is a great country with a lot of horrible shit in our history (old history and recent past).

That's my entire point. I'm glad we agree. Not sure why there's an argument then.

I think it's common knowledge what happened to the Native Americans but if not then I'll say it again: land rights mean nothing if you can't militarily defend them and, as a result, almost all countries were founded and certainly expanded on bloodshed and taking land away from others. This includes taking land from the Native Americans (who also warred among each other for the same thing).

However, it doesn't take away from the national parks.

Lastly, if you want to nitpick everything where if one thing somehow invalides everything then you won't find anything positive about anything. You can't even admire jazz - an American-invented form of music - because someone will point out that it developed as a result of slavery.

The US has done plenty of horrible things - and I said that we're far from being the greatest country in the world - but if you want to put the US into context then you really should travel to other countries. I think it's fair to say that we're far better than many other countries.

What can you still enjoy if you nitpick everything about it with a negative slant. You can't even enjoy water, sugar, or sex.

Yep. People who saw a ladder in front of them, left by the previous generation, so they climbed it but pulled it up afterwards and then complain why the newest generations are still on the ground floor.

Probably people read it as "...weapons than the children".

> How can people think America is the greatest country in the world

We're told this by old ignorant fools so it must be true.

We're far from being the greatest country in the world. We do many things well (ex: national parks) but we have a long way to go and the refusal to adopt what other countries do better is baffling until you realize that there are corporate interests behind entrenched positions.

To be fair, professionals don't know anything either and if they do, they're definitely keeping their mouths shut.

OK, say your income is one quadrillion dollars. Your liabilities are 900 trillion. You have 200 trillion in unfunded liabilities. Is it a scary number now?

You can't take into account current government income trends. We simply have no idea what the budget will be like in, say, 50 years. In addition, the number usually doesn't mention which programs and what levels they're currently funded or will be funded in the future and what is an actual liability. Case in point: Social Security is a liability - it's literally our money - but welfare is not because it's an optional social program.

Every single time I read "hundreds of trillions of unfunded liabilities", it's always a sum of these liabilities over decades.

Sure, that's a lot of money and the number can also be true. However, that's weighted against quadrillions of government income.

It's always used as a big scary number to make it seem like we need to fuck with future generations because they don't matter since they don't vote.

That's exactly what happened and why FDIC was such a big deal when it created. Thankfully it hasn't been put to the test for any massive banks (ex: BofA). I'm glad your money is in other banks and safe though :]

Take care!

Hey, not sure if you're still paying attention to this post but a bank just failed and FDIC said money will be available no later than Monday morning (i.e. one business day turnaround time). More info...

Again, your case could be an outlier but here's a real working situation that just happened to a pretty big bank with assets of over $200b.

> > the FDIC typically does so by the next business day.

Looks like you're an outlier. Still, waiting 5 business days isn't that long of a wait either. We used to simply be screwed if banks went under and there aren't many banks going under right now compared to a century ago.

Are you not aware of FDIC is or why it was created? This is literally the reason for it.

The government's FDIC program will step in and give us our money.

I'm not an expert but I bet there are issues of scale here. We're men, not mice, after all.

There's another issue which is discussed in a scifi series called Altered Carbon. Presuming we could have a very long lifespan, imagine what that would do to people as far as careers and retirement planning. It would be a massive disaster.