Former insurance adjuster here. Your insurance company will take care of you much better than the other guy's insurance company. Your insurance will just subrogate the bills from the other insurance company. You might have to pay your deductible first, but your insurance will get it back from the other insurance. We were trained to prioritize our own customers regardless of fault and to not care as much for the "other insured" (or people our customers hit or hit our customers).
SteelPiano t1_jefysca wrote
Reply to comment by cynical_waiter in Is this normal after an accident? by Impossible-Cry-495
Former insurance adjuster here. Your insurance company will take care of you much better than the other guy's insurance company. Your insurance will just subrogate the bills from the other insurance company. You might have to pay your deductible first, but your insurance will get it back from the other insurance. We were trained to prioritize our own customers regardless of fault and to not care as much for the "other insured" (or people our customers hit or hit our customers).