What bad decisions? They were invested in the most boring investments possible; bonds. Who could've predicted a bank run?

Nobody got bailed out here though except people who had their money in the bank. The bank didn't get bailed out. They no longer exist. The feds are going to give everyone their money that they deposited then recoup the costs by selling off the banks assets. No body is getting free money in this scenario. The back is shutdown and the consumers who had money in the bank will be made whole. This is the opposite of the 08-09 bullshit.

Never know until you try.