Electric furnaces use on average about 20,000 watts. Current RI rates w/all fees is about 31c per kilowatt hour. So for every 1,000 watts used per hour, you pay 31c. With your furnace, that's $6.20 for every full hour it is running. That can add up quickly.

PS5 uses about 200w (so about 6c/hr). Nothing to be concerned with.

Have banked with Navigant, Citizens, BoA, and TD Bank. TD Bank's policies exceed all of them, Navigant's in particular by a mile. Their overdraft policy is far more accommodating and generous than most credit unions, their online banking is lightning quick, and whenever I have an issue, I call the branch and they are quite accommodating. I'm actually shocked to be writing this because I never thought I'd see the day when a bank was kicking the credit union's @$$es but here we are.

This must be before they started putting the zoom cams in the Galaxys. My Ultra 21 has an optical 10x zoom and its pretty mind blowing.

How old is the phone that took this photo?