Television_Wise

Television_Wise t1_j0wdrfe wrote

Careless driving kills people. Shame serves an important function in society. It is not always bad for someone to be shamed. Better for them to feel a little embarassed because their photo is on Reddit, than to have someone dead because they never face any consequences for their actions until it's too late.

Minor consequences now (shame) to help prevent major ones later (fatal auto accidents).

>Maybe instead we should say that people lack compassion, or grace, or humility.

When your "compassion" serves to enable someone to keep harming others, it's not compassion.

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Television_Wise t1_iyj3pgj wrote

>A lot of them are walking on the road with no reflective gear.

If you mean walking alongside the road, then that is what you're supposed to do when there's no sidewalk.

No idea why you imply pedestrians should be wearing reflective gear everywhere. Do youwear reflective gear when you leave the house?

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Television_Wise t1_iveyi1w wrote

>you’re assuming a perfect world where I don’t have to pay for a brand new hvac system, replace the roof out of pocket

No, I'm absolutely not. Those are normal things to pay for over the course of owning and maintaining home. Everyone has a major repair expense at some point, bar extremely good luck. However, your property, if maintained, is likely to appreciate, which makes up for those costs. If you bought at 300k, sell at 350k, and spent a few thousand on an HVAC system? Then yeah, you're still coming out ahead. Especially since you didn't put the 300k in for the house--your tenants did, plus giving you $200 a month extra to spend.

"There's risks" yeah, that's how life works.

"Damaged foundation" something you reduce the likelihood of drastically by hiring a good inspector. You choose an inspector with a warranty in case they missed something. You know this, if you've actually bought a house before. You're pretending like it's a likely risk because you think renters are stupid and won't know about this and will think you have a real risk there.

"Eminent domain" <---- you still get paid for your property if eminent domain happens. It's also extremely unlikely to occur.

"Meth cook tenants" probably the only valid risk you've listed. Bad renters can wreak hell on a property.

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Television_Wise t1_iveta4j wrote

Frankly I'm not fond of the 3x requirement. It doesn't make much sense for more expensive apartments especially.

I spend a couple hundred a month on utilities, a couple hundred on food/household products. That amount is not going to change much whether I live in $500 apartment or a $1500 one.

3x $500 is $1500. That works. 3x $1500 tho is $4500. So on a $1500 apartment, I would have $3000 a month left after rent. Why in the name of God do I need to have a spare $3000? Grocery and utility expenses are still the same. Even if I had a car loan on top of it, i wouldn't need 3k to take care of that, unless it's a car loan on a Prosche or something, jfc.

I understand it's a fast way to (try) and make sure people have enough money to pay, but I think there should be flexibility. I'd say good rental history and good credit score should be able to influence whether it's a hard requirement. Landlords like the 3x income requirement because it's fast and easy, and they don't want to put the time in examining a person's actual spending habits and credit reports in depth. (And I'm not saying that's wrong necessarily, just saying it's why they do it. It's not impossible for it to be done differently.)

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Television_Wise t1_iverwpb wrote

Your math is wrong. Because once your mortgage is paid, you can sell the house and get all the money you put into mortgage back, or probably even more. Same with repairs and improvements.

So saying "UwU I only make $200 a month off this place" is BS. You're getting a free house to dispose of later AND $200 a month.

So after all those years of "just $200 a month 😢" you're going to get $200,000 or $300,000 as well at the end (or whatever a house of that size/quality is going for in Republic).

Don't sit here and play pauper with your monthly profit BS. Add that $300,000 you'll get when you sell it to that monthly profit, what's it looking like now?

Landlords try the most BS sobstories and expect tenants to be stupid enough to believe them. But I guess it's natural for a parasite to try to keep their victim/host from getting rid of them.

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Television_Wise t1_iv13zgf wrote

I've been hit by a driver. I had a "WALK" symbol to cross, but a driver decided to make a right-on-red across the crosswalk and hit me straight on with one of those enormous pickup trucks. Luckily since he'd been stopped he wasn't going fast enough to seriously damage me.

It could be that he legitimately looked and did not see me--there's a reason pedestrians are disproportionately hit by trucks and SUVs--the vehicle's heights mean shorter people and children crossing in front of them cannot be seen because the hood sits so high they're blocked from view. But he probably just wasn't looking in the first place, because drivers are not taught to be pedestrian-aware or look for humans rather than cars before making a turn.

I didn't bother calling the cops so it wasn't included in the pedestrians-hit stats. I doubt I'm the only that brushed myself off and went on without calling it in, so the stats are probably higher than what is shown.

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Television_Wise t1_iud99p8 wrote

I found my partner through a dating app. We're both liberal, childfree and don't attend church. I never had a problem finding similar people to date, even if they are usually transplants (people that moved here from New York, Colorado, etc).

I liked Friends for Karaoke and I'd recommend the Alamo for movies.

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Television_Wise t1_itt1592 wrote

>could really say this about all development on Springfields periphery.

And we should. Other cities have shown what problems urban sprawl causes and tried to move toward smarter planning. Why should Springfield repeat the past mistakes other cities already made and learned from?

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Television_Wise t1_is3826m wrote

Reply to TLC by c693b853

Depends on the property. Definitely avoid Orchard Park, I've heard nothing but horror stories out of there and seen the photos to back it up.

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Television_Wise t1_is37q0x wrote

I don't know why you'd bother. You can leave that place immaculate and they'll be keeping your deposit.

If you are determined to keep the paint looking good, you can probably take the color to Home Depot and get the paint department to mix you a match.

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