Tess_Mac

Tess_Mac t1_j20jz2x wrote

Reply to comment by justinhasabigpeehole in Thinking about moving to Springfield in the spring need recommendations on rental house/apts by justinhasabigpeehole

Rental Management I couldn't say, I own my house. Rented for a year before buying. Prior to the pandemic your budget would have been good but no longer.

I've seen posts similar to yours before and know that a good neighborhood is going to cost more.

I did find this, near the hospital, shopping and restaurants in a good neighborhood and this is about what you'll need. If you find something else I can tell you wether or not it's a good neighborhood.

https://www.realtor.com/realestateandhomes-detail/1951-S-Collinson-Ave_Springfield_MO_65804_M83285-24405

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Tess_Mac t1_j0bgfw2 wrote

Reply to Why did you come here? by [deleted]

I literally threw a dart at a map. Now that I'm getting close to retirement and Missouri taxes Social Security I'd like to move but as my mortgage is lower than rent anywhere I'm stuck.

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Tess_Mac t1_ixx2jjz wrote

Reply to I’m tired of the oh don’t do it, I wouldn’t recommend it, the getting declined by credit lenders, especially affirm. by 2LiveNDie4LA

"I don't care" is your first mistake, you can ruin your credit for years just by missing one payment or having one late payment.

You need to define your needs vs your wants. A gaming computer isn't a need.

You say you're in a group home and eventually you'll want a place of your own. You won't be able to get a place with bad credit. You won't be able to open an account with the utility company with bad credit.

Eventually you'll want a vehicle of your own, won't be able to get that with bad credit. You need to rethink things.

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