WheresTheSauce
WheresTheSauce OP t1_j6kwn99 wrote
Reply to comment by Space_-_Trash in Should my Fiancee and I both be on our mortgage if our payment can be lower if she's the only one on it? by WheresTheSauce
The lending specialist I spoke with recommended in no uncertain terms that we go with the option where she's the only one on the mortgage. He also said there would be no problem with approval for just her and he is aware of when our wedding is
WheresTheSauce OP t1_j6kug46 wrote
Reply to comment by Cum_cuddle in Should my Fiancee and I both be on our mortgage if our payment can be lower if she's the only one on it? by WheresTheSauce
Great point. State is Indiana in this case. I'll add that to the OP
WheresTheSauce OP t1_j6ktzi3 wrote
Reply to comment by Werewolfdad in Should my Fiancee and I both be on our mortgage if our payment can be lower if she's the only one on it? by WheresTheSauce
Interesting, that's valuable insight thank you!
WheresTheSauce OP t1_j6ktp2v wrote
Reply to comment by iranisculpable in Should my Fiancee and I both be on our mortgage if our payment can be lower if she's the only one on it? by WheresTheSauce
We will be married this summer. Moving / buying timeline unfortunately doesn't coincide for it to happen the other way around.
WheresTheSauce OP t1_j6ktlvd wrote
Reply to comment by [deleted] in Should my Fiancee and I both be on our mortgage if our payment can be lower if she's the only one on it? by WheresTheSauce
I already mentioned in my post that I'm not going to discuss the homebuying timeline. For reasons both personal and circumstantial, our next home will be purchased and not rented; not discussing that further.
To your last point, it's not a matter of me not being able to be on the loan. We are approved regardless. It's a question of whether or not the lower payment with my fiancee being the only one on the mortgage is worth any potential downsides.
WheresTheSauce OP t1_j6kxetr wrote
Reply to comment by [deleted] in Should my Fiancee and I both be on our mortgage if our payment can be lower if she's the only one on it? by WheresTheSauce
Do you really think it's helpful to just tell me what to do while giving no context or insight as to why? Why is it so important in your mind to be married prior to owning the home when we will be married in a matter of months?