I had that policy almost 20 years ago. Would you go through the same company you had that long ago?

I had a policy under my parents plan when I was a teen in PA in the 90s and through to about mid-2000 (I THINK; I never actually saw it), and about 2010-2012 in Massachusetts. I don't remember what the policy was and I don't have any records to refer to. My car buying situation was different in MA, so I can't really use it to compare with this situation.

A Carfax report is available from Carvana on the car details page. ...why wouldn't I just get a regular insurance policy instead of getting insurance as a Named Operator?

That makes a lot of sense. I've spoken to so many people who say I needed to know which car I'm buying before having insurance; I wish they had explained that it's possible to work with an agent before buying a specific car.

Oh they were very expensive for me. I am in Philly. (.__.)

: ) much appreciated!

I hear you! I've crunched numbers, looked at used dealers, included cost of getting to dealers into my financing.. The prices equal out and Carvana offers better mileage on the models I'm looking at. I'd like to have a lower price (who wouldn't!) but I couldn't afford a car until now. I haven't had one for 10 years and I am so ready. So it is what it is.

I did a little googling and looks like it might need to be immediate; however, it's worth an email to ask!

That sounds reasonable!

Does the family member need to be immediate?

I am waiting for Progressive to approve my application; I got weirded out when they asked for pictures of the car with the registration. All I could send them was downloads of the car I'm holding on Carvana. They said I could submit proof of payment if I don't have registration; I sent my order, but I technically haven't paid yet because haha Carvana wants insurance first. Anyway, I hope what I sent is enough.

The dealers assign you coverage? Does that mean they give you temp insurance until your application for insurance is accepted?

So when you know what car you exactly want to buy, do you tell your agent and then they run numbers for you? How quickly does the whole thing take? Would you get any time between buying the car and showing the dealer proof of insurance or does it all need to happen the time you buy the car?

That's very nice of you, but that car is a bit big for my needs.

Any good recs for an insurance agent? I'm in Bella Vista, so one closeby would be desirable.

Haha! I was wondering if I should have used chicken/egg instead! ... I would be picking up the car from the vending machine in Fishtown, so I wonder if the deadline for providing insurance proof would be different if it was delivered. ...Good point about weekend-related timing.

I have been turned down by most online insurance, but I haven't tried Esurance! ...I was even turned down by Root from Carvana, and the reason they gave was because there was no existing insurance info about me from LexisNexis reports.