Yep. A lot of these areas are really second home areas too. Lots of people with money from elsewhere

Yeah, because daycare has to be a highly regulated industry and the liability is just enormous. It's really hard to see how it can actually be made more affordable. And subsidizing daycare isn't even necessarily a good idea because the economic benefit of another parent working often isn't more than the cost of the subsidy.

Totally depends on the school and campus. There is huge variation.