Zeddicus11 t1_j5l906n wrote


Just a question: Are the "savings" all just cash in a HYSA, and are the "Stocks" in a regular brokerage account? Maybe diverting part of that to a Roth IRA could be useful as an additional long-run bucket besides the 401k (once you feel like you have an adequate emergency fund in cash). Unless of course if you're saving for a down payment on a house or something. In any case, very solid budget.