My HDHP through my employer covers only me, one person.
My HDHP through my employer has the option to cover two or more people, but my wife and I elected to choose the "Employee Only" version of the HDHP plan we signed up under, as it was cheaper for my wife to have her own HDHP through the Health Insurance Marketplace and for me to have a HDHP through my employer.
No. Neither my wife or I are covered by a non-HDHP medical plan or pretax spending account. Neither of us have ever had an FSA.
broFenix OP t1_iufzeax wrote
Reply to comment by DeluxeXL in What is the 2023 HSA Contribution Limit for Spouse & Me Having Separate Individual HDHP Plans by broFenix