chem_scigrad t1_jacgczk wrote on February 28, 2023 at 1:09 PM

Reply to When does saving become unhealthy? by Narrow-Imagination96

This post hit close to home. I am just like you! I make enough to cover all savings goals plus some more, since I live in a relatively cheap area. I am having hard time justifying spending for fun...my default is to save.

chem_scigrad t1_jacfgvi wrote on February 28, 2023 at 1:01 PM

Reply to $20k in 0% APR CC debt, Need to open new card(s) to pay this down. Any better options? High-ish income, good credit. by Finally_

Pause your 401k contributions and divert everything to the debt. You need to get a second hob or a side hustle.

To me, going to debt for one day of fun (i.e. a wedding) to suffer for months/years paying for it is never a good idea! Your wife needs to help and get a second job!