danno625

danno625 t1_je39g6o wrote

As others have said, probably gonna have to wait it out. I was 30-days late on a credit card payment 7 years ago, all my cards are on autopay for the minimum just in case i forget. I opened a new card and forgot to set it up, was with capital one. they would not remove it and i just had to deal with it.

after awhile the effect began to diminish, then it fell off.

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