How many of your 8 plus relatives that are doctors work in the ED? Why do you care what you pay? Are you self pay or do you have insurance? Would you be willing to drive around in an emergency situation looking for an MD?

Primary care providers are primary care providers some are Docs, some are NPs and some are PAs. You're very misguided and biased with your views.

PA and Nurse Practioners aren't incompetent in fact they are highly skilled. There's a massive gap in doctors in primary care that will continue to be worse. There are shitty docs, PAs and NPs but just because they aren't a doc do not discount them. My wife is a primary care provider I've heard so many stories of doctors not catching things that PAs/NPs catch. Please don't be dismissive because the title isn't doctor.

Also do not talk to the insurance company call a lawyer. Wait until at least a year to settle. Got to physical therapy if need be for as long as you need. Don't be shy you are the only one that will advocate for you when it comes to your medical well-being. Our bodies are wild and sometimes things settle in weird places or take time to heal or become the new normal. The lawyers won't take any money unless they win.

Sources of experience. I experienced getting cut out of a car in 2017. My now wife is a primary care provider. No one advocates for patients in your own self interest except patients.

They can only investigate an accident as it is not as it was(I learned this the hard way). Record cell phone video and take pics as soon as you exit the vehicle. Never move your car unless your life is in danger.

Call the cops supervisor they were behaving like dicks saying you fled.Always have cams in your car and take pics/record from your cell phone in case they flee.

I hope you and your little ones are OK I'm sorry this happened.