It was kind of a pain because it's a bit of a drive, but I had a great experience with Delaney (specifically Delaney Subaru) in Indiana when I bought a CPO from them. I bought it in 2017, though, so things may have changed! I suppose the used car market is a bit different now than it was back then.

Yeah, came here to say this. Dental and eye insurance are both a bit scammy, in my experience.

OP, I'd start with finding a good dentist and getting their opinion on what is most important to do now vs what can wait a little bit. I don't think it's uncommon for dentists to offer lower prices for out-of-pocket payments rather than trying to go through insurance, and I do think a fair amount of places offer in-house payment plans. The insurance racket is kind of a nightmare for them, too, from my understanding.

I’ll have to try it!

I’m shocked to hear this because Ken’s ranch is objectively some of the worst I’ve tasted. Maybe their shelf stable cups that come with Sheetz food are different though?

Their stuffed shells???? Life changing 🥲