dslpharmer
dslpharmer t1_iy6ihee wrote
Reply to comment by badboyzpwns in Stopping contributions to IRA/401k to save for downpayment? by badboyzpwns
That 15% assumes that your quality of life in retirement won’t plummet and that you may even spend more if you’re traveling and taking up expensive hobbies.
dslpharmer t1_ixsn8q4 wrote
Reply to comment by zoiddirk in Pregnant women exposed to alcohol are at a significantly greater risk of developing post-partum depression, meta-analysis shows. by Respawan
Interestingly, in the abstract , the intro, discussion and conclusion say consumed. As does the title.
Results used the accepted term for epidemiology studies. Exposed
dslpharmer t1_iuhm5dd wrote
Reply to comment by dizzydes in LPT: If you only want scientific research-based answers when Googling a health question, add the word "pubmed" by dizzydes
But conclusions aren’t always fair and balanced. The quality of the conclusion is partly based on the quality of the peer reviewers. Higher impact journals will have better reviewers that force researchers to write a more balanced conclusion. Also, the conclusion doesn’t give numbers. If the study is 50,000 people, there could be a “statistical significance” at a difference of 0.25%. So for every 400 people who get a new intervention, one more will benefit. But the conclusion might say “more people benefited from the intervention.”
dslpharmer t1_iufg6bv wrote
Reply to LPT: Collect brushed fur of your pets into a bag and put it into a bird feeder. The birds will take away this fur for their nests by mykeuk
I collect it to make a clone of her
dslpharmer t1_iy7o3up wrote
Reply to comment by badboyzpwns in Stopping contributions to IRA/401k to save for downpayment? by badboyzpwns
Has to do with percent of income replaced at retirement with savings, projected spending, and growth assumptions. Fidelity has an article that says the modeled it over $50,000-300,000 per year salary. This is for replacing approximately 45% of income with savings. If I retired today, SS would replace 26% of income.
Most importantly, the general rule is when you make more, you spend more. Car, convenience, house, clothes, food, entertainment, kid activities, vacations, etc. Some of that may diminish when you retire, but to replace a big chunk of income, you want big savings.