dust4ngel
dust4ngel t1_jaamidg wrote
Reply to comment by Left-Landscape-3890 in Having a mortgage: pay off your house or diversify? by 2giornot2gi
> I like that ROI. Not optimized
do you like that you're getting sub-optimal returns on your money? most people don't like that.
dust4ngel t1_iuis935 wrote
Reply to comment by slapstick223 in Your insurance will most likely be going up by Grayjay000
> The people who are causing the issues should be the ones paying additional into that pool
get a handful of tickets doing 70 in a 40 and see if this is the case.
dust4ngel t1_iuimqrr wrote
Reply to How high do we estimate online savings accounts/ CDs are going in the next 6 months? by Matttt21
> it seems a little bit of a bad idea to me with rising interest rates
it sounds like you are worried about interest rate risk - in this case, you might want to look into shorter-duration instruments (3-6 month CDs or short-term treasury bills). they don't pay as much, but you're paying for the flexibility to switch to better instruments should any appear.
dust4ngel t1_iuim586 wrote
Reply to comment by Coronator in How high do we estimate online savings accounts/ CDs are going in the next 6 months? by Matttt21
question - is this just true of the present moment or is this generally true?
dust4ngel t1_jegibk8 wrote
Reply to comment by penguinise in CD vs T-bill what’s the best move? by maccc095
> "Laddering" as a concept applies equally to Treasuries or CDs ... meaning that you more frequently have access to cash
out of curiosity, why treasury ladders vs ETFs holding treasuries, such as BIL or SGOV?