edamommy_
edamommy_ t1_iyah00a wrote
Reply to comment by zk2997 in I don't see the point of my employer's HDHP /w HSA compared to the PPO plan by zk2997
It’s not standard, employers often give this as an added perk. It’s $1,200 because that’s the IRS limit of what an employer can contribute (but only if they do opt to contribute).
edamommy_ t1_iyafyca wrote
Reply to comment by trutheality in I don't see the point of my employer's HDHP /w HSA compared to the PPO plan by zk2997
Same. For a family, our PPO premium increase almost entirely equals the difference in the out of pocket maximums. So even if you max out our HDHP, you still basically break even with the PPO premiums. PPO only makes sense for people at my company who see out of network specialists.
edamommy_ t1_iyetwdv wrote
Reply to comment by steveliv in I don't see the point of my employer's HDHP /w HSA compared to the PPO plan by zk2997
Ah gotcha! I wonder why so many have that same amount then.